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Finance

GoCardless Bank Account Data

GoCardless Bank Account Data (formerly Nordigen) is an open-banking API that reads balances, account details and transactions from bank accounts in the UK and EEA, once the account holder has consented at their own bank.

Authentication

  • User secret

Actions

Generic API request. Call any GoCardless Bank Account Data API endpoint on this connection, for the case where no shipped action covers it yet — for example reading or deleting a single end user agreement, accepting one, or reconfirming access. The connection supplies the base URL, the authentication and the egress route, so only the…

  • Create end user agreementCreate an end user agreement: the terms — days of history, days of access and which data (balances, details, transactions) — that the account holder is asked to consent to.
  • Create requisitionStart a bank connection: create a requisition and get body.link, the consent URL to send the account holder.
  • Delete requisitionDestructiveDelete a requisition together with its end user agreements, ending access to every account linked through it.
  • Get accountRead a linked account's metadata: IBAN, owner name, institution and processing status (READY once data can be fetched).
  • Get account balancesFetch a linked account's current balances from the bank — usually several, one per balance type (booked, available, expected, and so on).
  • Get account detailsFetch a linked account's holder and product details from the bank: IBAN, currency, owner name and address, product and account type.
  • Get account transactionsFetch a linked account's transactions from the bank, split into body.transactions.booked and body.transactions.pending, optionally within a date window.
  • Get institutionRead one bank's details: name, BIC, supported countries and features, transaction history depth and maximum access period.
  • Get requisitionRead one requisition: its consent status and the account ids linked through it.
  • List end user agreementsList the end user agreements in your GoCardless Bank Account Data portal account, newest first, with each one's institution, terms and accepted time.
  • List institutionsList the banks GoCardless Bank Account Data can connect to, usually for one country.
  • List requisitionsList the requisitions (bank connections) in your GoCardless Bank Account Data portal account, with each one's status, institution, reference and linked account ids.

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